20 money-savers that add up

Real Simple and CNN lays out 20 money saving tips that add up. Think about the following and how you can save.

Do you:

1. Pay bills by snail mail?
2. Pay an annual fee on your credit card?
3. Pay airlines for extras?
4. Use cash to pay tolls?
5. Subscribe to cable, phone and internet with 3 different providers?
6. Pay just the minimum on your credit cards?
7. A cell phone bill that doesn’t meet your needs?
8. Pay online shipping fees?
9. Take your time to use your gift cards?
10. Leave the water running?
11. Have 6 months worth of emergency savings?
12. Take advantage of your flex spending account?
13. Bounce checks?
14. Have a supplemental life insurance policy?
15. Pay for credit reports?
16. Eat out on your vacations?
17. Think that “all-inclusive” means “all-inclusive”?
18. Have too much insurance?
19. Put extra money into your house before putting it on the market?
20. Make frequent trips to the ATM for cash?

This is a great read that made me think about some not so obvious changes we can make to better save.